The following terms and conditions of sale apply to all sales made by American Builders & Contractors Supply Co., Inc., its subsidiaries and divisions, to include but not be limited to ABC Supply Interiors, ABC Supply Outdoor Solutions, Mule-Hide Products Co., Inc., Norandex, and American Construction Metals (collectively, the “Seller”). Seller objects to any terms introduced by Buyer and rejects them in their entirety; no terms of Buyer will be of any force or effect.
/ = Taxable regardless of the order’s tax status
\ = Nontaxable regardless of the order’s tax status
= Non-discountable regardless of the order’s terms
/ = Taxable and non-discountable regardless of the order’s tax status and terms
\ = Nontaxable and non-discountable regardless of the order’s tax status and terms
If the item is taxable, and discountable based on the order’s tax status and terms, no symbol will print.
Our Hassle-Free Return Policy
If you return a product to an ABC Supply location in resalable condition within 30 days of purchase with the receipt, you will receive a full refund. To qualify, the returned product must be:
For all other returns, see “Non-qualifying Returns” below.
Restocking fees may apply.
Receiving Your Refund
| Method of Payment | Amount | Method of Refund | Time to Process |
| ABC Supply Account | Any | Credit to account | 24 hours |
| Credit Card | Any | Credit to credit card | 24 hours*** |
| Check* | Up to $500 | Cash | Same day |
| Check* | More than $500 | Check | 3-4 business days |
| Cash** | Up to $500 | Cash | Same day |
| Cash** | More than $500 | Check | 3-4 business days |
*Must clear a 10-business-day waiting period.
**If cash received for payment has not yet been deposited, a full refund of cash can be given.
***Does not include credit card company processing time as that varies, it may take up to 2 billing cycles for a credit to appear on your credit card statement.
Non-Qualifying Returns
Returns made after 30 days:
Returns made without a sales receipt or invoice:
Please note: Returns made to a different ABC Supply location require manager approval and may be subject to a restocking charge.
Special Orders
Returning “special orders”:
Product Pickups
ABC Supply will provide on-site pickup of any qualifying return. The following will apply:
AMERICAN BUILDERS & CONTRACTORS SUPPLY CO., INC. CREDIT AGREEMENT
CREDIT TERMS & CONDITIONS
As a condition to the election of American Builders & Contractors Supply Co., Inc., a Delaware corporation with its principal place of business at its National Support Center at One ABC Parkway, Beloit, Wisconsin (d/b/a “ABC Supply Co., Inc.,” and “Bradco Supply,” among others) (hereinafter, “Seller”) to extend credit to Buyer, Buyer has executed Seller’s Credit Application and agrees to the following terms and conditions for all purchases made by Buyer from Seller or any of its subsidiaries. All purchases by Buyer from Seller are made pursuant to this Credit Agreement, the Seller Credit Application, and Seller Terms of Sale. The terms and conditions of the Seller Credit Application and the Seller’s Terms of Sale (https://www.abcsupply.com/terms-of-sale) are incorporated by reference herein. Any payments made through Seller’s Internet-based Invoice Gateway (more information at https://account.abcsupply.com/) are also subject to the terms and conditions of the Invoice Gateway, which Buyer hereby acknowledges and accepts. The Credit Application, Credit Agreement, the Terms of Sale and the Invoice Gateway terms and conditions (if applicable) together constitute the entire agreement between Seller and Buyer and will be collectively referred to from time to time as the Agreement. In the event of any conflict in the terms of the aforementioned, the terms of the Seller Purchase Agreement will control.
1. Buyer will pay each invoice in full in accordance with the terms of the particular Purchase Agreement, invoice, or other shipping document, with or without Buyer’s signature. In the event Buyer fails to make payment when due, Buyer will pay, in addition to the invoice amount, a monthly late payment charge of 1.5%. Seller reserves the right to change such charges from time to time in its sole discretion and without notice. All payments are due within terms. Buyer agrees that should the late payment charge be deemed by a court of competent jurisdiction to violate any law, Buyer’s sole remedy against Seller for such violation will be the application of any late payment charge paid in excess of the maximum rate allowable by law toward the unpaid account balance (or a refund of such excess if no account balance remains unpaid).
2. Buyer agrees to pay all costs of collection by Seller of any amounts due hereunder, including actual attorney’s fees. Buyer further agrees that, in the event any action arising out of or related to the Agreement between Buyer and Seller, and Seller prevails, Buyer will pay Seller its actual attorney’s fees and other costs incurred as a result of or in connection with such actions. To the extent state law limits the recoverability of attorney’s fees, Seller will be entitled to recover its fees up to the maximum allowed by state law.
3. Buyer grants Seller authorization to perform a credit check and obtain a credit report for Buyer on an annual basis, or more frequently as Seller may deem necessary.
4. Seller will have the sole discretion and complete right to apply any payment received from Buyer hereunder in a manner that Seller deems proper. Unless otherwise specified in the remittance advice, Seller may apply payments first to late payment charges, service charges, shipping charges, attorney’s fees, or any other applicable charge, in any order, before applying the remainder of any such payments toward Buyer’s principal account balance.
5. Buyer represents and warrants that Buyer is not a “consumer” as defined in the Federal Consumer Credit Protection Act, or any other consumer credit laws (Federal, State or Local), and Buyer waives all rights granted to consumers under the Federal Consumer Credit Protection Act, and other Federal, State and Local laws pertaining to “consumer” rights. Buyer further represents and warrants that all purchases made from Seller and any credit extended hereunder will be used solely for business and commercial purposes. Buyer further represents and warrants that any purchases from Seller of “consumer products” as defined in the Magnuson Moss Act or any similar law are being made (i) for resale, (ii) for use in commercial structures, or (iii) for use in the construction of a new residential structure or a substantial addition or remodel to an existing residential structure. Buyer acknowledges and agrees that Seller is a distributor, not a manufacturer, and does not provide warranties on the goods it merely distributes.
6. If this Credit Application and Credit Agreement is executed by a corporation, LLC, partnership or other business entity or company (“Company”), the undersigned individual represents and warrants that the Company has the power to enter into this Agreement, the execution of this Agreement by the undersigned has been duly authorized by the Company and this Agreement is in the best interest of the Company.
7. Governing Law: Any action arising out of or related to the Agreement will be brought, at Seller’s sole discretion, in a court of law or equity in a county in which the pertinent Seller Branch is situated or, in the county in which the project for which the goods are used or to be used is located, or where an action between Seller and a third party is pending that concerns the subject matter of the agreement. The Agreement will be governed by and construed and enforced in accordance with the procedural and substantive laws of the State where the action is brought. BUYER WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY REGARDING ANY AND ALL DISPUTES ARISING OUT OF THIS AGREEMENT, subject to the law of the jurisdiction where the action is pending. The Agreement contains the full, final and exclusive statement of the Agreement between Seller and Buyer, and no terms and conditions other than those stated herein, and no agreement or understanding in any way purporting to modify the terms and conditions thereof, will be binding on Seller without Seller written consent. Waiver by Seller of any terms or conditions of this contract or waiver of any breach thereof will not be construed as a waiver of any other terms, conditions, or breach. Determination that any provision of the Agreement is illegal or invalid will not affect the validity or enforceability of the remaining provisions of the Agreement.
8. Buyer agrees to provide Seller with no less than thirty days prior written notice by Certified or Registered Mail of any change in Buyer’s name, address, ownership, or form of business entity.
9. All notifications from Buyer should be addressed to the Seller branch from which Buyer has purchased the most goods in the last 90 days. A copy of all notifications should also be sent to the Vice President of Customer Financial Services at Seller’s National Support Center at One ABC Parkway, Beloit, WI 53511.
10. Conflicting Provisions and Order of Precedence: The terms and conditions noted in this Agreement will govern and apply to any and all purchases, whether for materials and/or services made by the Buyer from Seller or any division, affiliate and/or predecessor thereof, at any time whatsoever, whether past, present, or future. In the event the terms and conditions noted herein conflict with terms and conditions of any other existing or future agreement between Seller and Buyer, including, without limitation, any purchase orders or other documents issued by Buyer relating to any material purchases, then in each instance, the terms and conditions of Agreement noted herein shall prevail in all respects, notwithstanding any language in such other agreement or document to the contrary. Buyer hereby acknowledges that this provision is a material inducement to Seller to establish an open account business relationship with Buyer and extending any and all payment terms or credit to the Buyer.
11. Counterparts: This Credit Agreement may be executed in counterparts each of which will constitute an original and all of which taken together will constitute a single agreement. Delivery of an electronic image and/or facsimile copy of this executed Agreement or any other document or of an executed counterpart signature page to this Agreement by facsimile, email or other electronic method, or delivery of an email communication from an authorized representative of a party providing such party’s acceptance or approval of a document previously transmitted to such party by electronic means, will be binding and considered a delivery of an executed original of such document.
12. Indemnity: TO THE FULL EXTENT PERMITTED BY LAW, BUYER AGREES TO PROTECT, DEFEND, INDEMNIFY AND HOLD SELLER (INCLUDING ITS AFFILIATED COMPANIES, AGENTS, OFFICERS, AND EMPLOYEES, COLLECTIVELY REFERRED TO AS THE “INDEMNITEE”) FREE AND HARMLESS FROM AND AGAINST ANY AND ALL EXPENSES, CLAIMS, DEMANDS, CAUSES OF ACTIONS, SUITS OR OTHER LITIGATION (INCLUDING, WITHOUT LIMITATION, CLAIMS FOR ACTUAL, STATUTORY, PUNITIVE OR EXEMPLARY DAMAGES, AND ALL COSTS THEREOF AND ATTORNEY’S FEES) OF EVERY KIND AND CHARACTER ON ACCOUNT OF PROPERTY DAMAGE, BODILY INJURY, SICKNESS, DEATH OR OTHER LOSS (HEREIN COLLECTIVELY REFERRED TO AS THE “LOSS”) IN ANY WAY OCCURRING, INCIDENT TO, ARISING OUT OF OR IN CONNECTION WITH (1) BREACH OF THE WARRANTIES AND REPRESENTATIONS PROVIDED HEREIN; (2) ANY MISREPRESENTATIONS MADE BY BUYER HEREIN; OR (3) ANY BREACH OF OR DEFAULT UNDER THE CREDIT APPLICATION AND AGREEMENT.
13. Default: Subject to the limitations of applicable law, Seller may declare Buyer to be in default under this Agreement if Buyer: (a) fails to make any payment when due; (b) violates any part of this Agreement or any other agreement Buyer has with Seller; (c) becomes the subject of bankruptcy, receivership or other insolvency proceedings; (d) exceeds the credit limit on Buyer’s account; or (e) Seller reasonably believes itself to be insecure. Upon Buyer’s default, and subject to the limitations of applicable law, Seller has the right, in its sole discretion, to: (i) reduce Buyer’s credit limit; (ii) terminate Buyer’s account, in which case the terms of this Agreement will apply until full payment owing on Buyer’s account is received, including finance charges which will continue to accrue until the date of full payment; (iii) require immediate payment of Buyer’s entire account balance, all accrued but unpaid finance charges (if applicable), and all fees and other charges listed in this Agreement; and (iv) bring an action to collect all amounts owed.
EXHIBIT A
REBATE PROGRAM TERMS AND CONDITIONS
APIs Terms of Service for ABC Supply Co., Inc.
Last date modified: April 9, 2026
TABLE OF CONTENTS
Section 1: Definitions
Section 2: General Provisions
Section 3: Account and Registration
Section 4: Using our APIs
Section 5: Your API Clients
Section 6: Prohibitions and Confidentiality
Section 7: Content
Section 8: Intellectual Property; Attribution
Section 9: Privacy
Section 10: Termination
Section 11: Liability for our APIs
Section 1: Definitions. The following definitions are to be used or referred to in connection with this document:
The words “ABC Supply” shall mean American Builders & Contractors Supply Co., Inc., including its wholly owned subsidiaries and divisions, known as L&W Supply Corporation, Mule-Hide Products Co., Inc., Canadian Builders & Contractors Supply ULC, Town & Country Industries, Norandex and American Construction Metals (each a “Party” collectively the “Affiliates”).
The words “we”, “our”, or “us” refers to ABC Supply, including the subsidiaries and divisions.
The word “you” refers to yourself and your end users.
The words “API Client(s)” shall mean your end users.
The word “API” shall mean application programming interface.
The word “terms” shall mean any word or expression or provision that has a precise meaning, in this document giving Parties rights and responsibilities of API.
The word “documentation” shall mean a binding agreement between the Parties, outlining the terms, conditions, rights and obligations of each Party.
The words “third party” or “third parties” shall mean a third person or organization that is less directly involved in the API activity.
The words “confidential information” shall mean any non-public, proprietary, trade secret information, of a Discloser, in any form or medium, disclosed by or otherwise made available by the Discloser to a Recipient in connection with APIs.
The words “intellectual property” shall mean trademarks, service marks, trade names, copyrights, and other forms of intellectual property such as designs, inventions, patents, patent rights, including trade secrets, know how, and all proprietary information of a Parties intellectual property.
Section 2: General Provisions.
Except as set forth below: (i) the laws of Wisconsin, U.S.A., excluding Wisconsin’s conflict of laws rules, will apply to any disputes arising out of or related to the Terms or the APIs and (ii) ALL CLAIMS ARISING OUT OF OR RELATING TO THE TERMS OR THE APIS WILL BE LITIGATED EXCLUSIVELY IN THE FEDERAL OR STATE COURTS OF ROCK COUNTY, WISCONSIN, USA, AND YOU AND ABC SUPPLY CONSENT TO PERSONAL JURISDICTION IN THOSE COURTS.
If you are accepting the Terms on behalf of a United States federal government entity, then the following applies instead of the paragraph above: the laws of the United States of America, excluding its conflict of laws rules, will apply to any disputes arising out of or related to the Terms or the APIs. Solely to the extent permitted by United States Federal law: (i) the laws of the State of Wisconsin (excluding Wisconsin’s conflict of laws rules) will apply in the absence of applicable federal law; and (ii) FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE TERMS OR THE APIS, THE PARTIES CONSENT TO PERSONAL JURISDICTION IN, AND THE EXCLUSIVE VENUE OF, THE COURTS IN ROCK COUNTY, WISCONSIN.
Section 3: Account and Registration.
Section 4: Using Our APIs.
Section 5: Your API Clients.
Section 6: Prohibitions and Confidentiality.
Sublicense an API for use by a third party. Consequently, you will not create an API Client that functions substantially the same as the APIs and offer it for use by third parties.
Perform an action with the intent of introducing into the ABC Supply environment or into any products and services provided by ABC Supply any viruses, worms, defects, Trojan horses, malware, or any items of a destructive nature.
Defame, abuse, harass, stalk, or threaten others.
Interfere with or disrupt the APIs or the servers or networks providing the APIs.
Engage in token pooling or any other form of fraudulent token use or token misuse.
Promote or facilitate unlawful online gambling or disruptive commercial messages or advertisements.
Reverse engineer or attempt to extract the source code from any API or any related software, except to the extent that this restriction is expressly prohibited by applicable law.
Use the APIs for any activities where the use or failure of the APIs could lead to death, personal injury, or environmental damage (such as the operation of nuclear facilities, air traffic control, or life support systems).
Use the APIs to enable, facilitate, or support the purchase of Company products on behalf of third parties, or for the resale, redistribution, or re-offering of Company products to contractors, homeowners, or any other end customers. All purchases of Company products must be made directly by the purchasing party for its own internal or end-use purposes.
Use the APIs to process or store any data that is subject to the International Traffic in Arms Regulations maintained by the U.S. Department of State.
Remove, obscure, or alter any ABC Supply terms of service or any links to or notices of those terms.
ABC Supply does not intend use of the APIs to create obligations under the Health Insurance Portability and Accountability Act, as amended (“HIPAA”), and makes no representations that the APIs satisfy HIPAA requirements. If you are (or become) a “covered entity” or “business associate” as defined in HIPAA, you will not use the APIs for any purpose or in any manner involving transmitting protected health information to ABC Supply unless you have received prior written consent to such use from ABC Supply.
Developer credentials (such as passwords, keys, and client IDs) are intended to be used by you and identify your API Client. You will keep your credentials confidential and make reasonable efforts to prevent and discourage other API Clients from using your credentials. Developer credentials may not be embedded in open source projects.
Our communications to you and our APIs may contain ABC Supply confidential information. ABC Supply confidential information includes any non-public, proprietary, trade secret information, materials, communications, and information that is marked as being “confidential information” or that would normally be considered confidential under the circumstances. If you receive any such information, then you will not disclose it to any third party without ABC Supply’s prior written consent. ABC Supply confidential information does not include information that you independently developed, that was rightfully given to you by a third party without confidentiality obligation, or that becomes public through no fault of your own. You may disclose ABC Supply confidential information when compelled to do so by applicable law, including an order of a court or governmental entity. However, you will immediately notify ABC Supply, in writing, and allow ABC Supply a reasonable opportunity to intercede to either contest or to otherwise limit such disclosure.
Section 7: Content of APIs.
Scrape, build databases (to include but not be limited to pricing comparisons), or otherwise create permanent copies of such content, or keep cached copies longer than permitted by the cache header;
Copy, translate, modify, create a derivative work of, sell, lease, lend, convey, distribute, publicly display, or sublicense to any third party;
Misrepresent the source or ownership;
Undertake direct price comparisons with our competitors;
Sell our product or pricing data as a market intelligence product; or
Remove, obscure, or alter any copyright, trademark, or other proprietary rights notices; or falsify or delete any author attributions, legal notices, or other labels of the origin or source of material.
Section 8: Intellectual Property; Attribution.
Imply endorsement by ABC Supply.
Use our name or the names of our Affiliates in your name.
Copy or imitate our trade names, service marks or logos.
Use our names or our Affiliates on any merchandise or in any contests.
You understand and agree that ABC Supply has the sole discretion to determine whether your attribution(s) and use of ABC Supply’s Brand Features are in accordance with the above requirements and guidelines.
Section 9: Privacy.
By using our APIs, ABC Supply may use submitted information in accordance with our privacy policies, found here: https://www.abcsupply.com/privacy-policy/ and https://www.abcsupply.com/privacy-notice-for-california-residents/.
Section 10: Termination.
Section 11: Liability for our APIs.